EasyLoade.com - Anti-Money Laundering (AML) Policy

Introduction

This Anti-Money Laundering Policy (“AML Policy”) reflects EasyLoade.com's commitment to combat money laundering, terrorism financing, and other illegal activities. While not legally obligated under the Prevention of Money Laundering Act, 2002 or similar regulations, EasyLoade.com voluntarily adopts this policy to promote transparency and secure operations.

This policy should be read in conjunction with our Terms and Conditions. By using our services, you agree to comply with this AML Policy.

Definitions

Beneficial Owner:

• For companies: Any natural person owning ≥25% of shares or profits or controlling board appointments.
• For partnerships/LLPs: Any person owning ≥15% of capital or profits.
• For individuals: The person receiving the amount.

Identification Documents: National ID, Residence Permit, Passport, Driving License, or any other recognized document.

Sanction Lists: Includes UN, ISIL, Al-Qaida, or any relevant government-issued lists.

Suspicious Transactions: Include terrorism financing, unusually complex or unjustified transactions, and those lacking bona fide purpose.

AML Policy as Part of Our Terms

This AML Policy is a binding part of our Terms and Conditions.

Policy Changes

EasyLoade.com may amend this policy at any time without prior notice. Updates will apply on a forward-looking basis only.

Your Obligations

• You agree not to use EasyLoade.com for illegal activities.
• You must provide accurate and valid identification documents.
• Changes in address must be updated within 6 months.
• If representing an entity, you must verify and disclose beneficial ownership.

Purpose of This Policy

• Customer Acceptance Terms
• Risk Management Procedure
• Customer Verification Procedure
• Transaction Monitoring Terms

Customer Acceptance Terms

You must verify your identity using valid documentation. EasyLoade.com reserves the right to deny services based on incomplete, unverifiable, or sanction-listed information.

Risk Management Procedure

We classify users into low, medium, or high-risk categories based on:

• Identity verification data
• Financial/social standing
• Nature of transactions
• Governmental guidance

Customer Verification Procedure

• Individuals: ID proof, photograph, and income-related documentation if required.
• Companies: Incorporation Certificate, MOA/AOA, board resolution, and authorized individual’s ID.
• Partnerships/LLPs: Registration Certificate, partnership deed, and representative’s ID.

EasyLoade.com may use licensed third-party services for verification.

Transaction Monitoring Terms

All transactions are monitored to detect:

• Transactions over €100
• Cross-border transactions over €100
• Suspicious activities

We may suspend accounts or notify authorities based on detected anomalies.

Maintenance of Records

• All transactions: 10 years
• Flagged transactions: 12 years
• User identification documents: 10 years after account termination

Compliance, Disclosure, and Notices

EasyLoade.com may share transaction and identification data with authorized bodies. Users are encouraged to report suspicious activities to [email protected].

Notices related to this policy will be sent to the address provided during verification. You may also contact us at: